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OUT -OF-PROVINCE TRAVEL INSURNACE FOR CANADIANS

A number of plans are available for your OUT-OF-PROVINCE travel

Emergency Medical Insurance for Canadians travelling Outside Their Province of Residence Whether you're going to the U.S.A. for a day or two, heading to the Caribbean or traveling overseas, Manulife Financial Travel Insurance is the best way to ensure your peace of mind!

Several Options available to best suit your needs:
Single-Trip Plan: Provides coverage for one trip for the
number of days you have purchased. No age limit.
Multi-Trip Plan: Provides coverage for an unlimited number of
trips during your policy year for the number of days you have
purchased. Options of 4, 10, 17 and 30 day plans. Available up
to age 79.
All-Inclusive Plan: Provides several benefits all in one plan.
It covers Emergency Medical, Trip Cancellation & Interruption,
Baggage Loss, Delay & Damage, Flight Accident and Travel
Accident.
Travel Canada Plan: Provides Emergency Medical Insurance
if all your travel is within Canada at 50% off the regular Single-
Trip Emergency Medical Plan rates.


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Trip Cancellation/Interruption Plan:

May be purchased as part of an All-Inclusive Plan or separately.

Insurance Benefits available to you:

o Emergency Medical Insurance: covers you up to $5,000,000
for expenses as a result of emergency medical attention
required during your trip.

o Trip Cancellation & Interruption Insurance: covers you up
to $3,000 per insured per trip (up to a maximum of $5,000 per
policy year for a Multi-Trip Plan) if you are unable to travel or
your trip is interrupted due to a covered event.

o Baggage Loss, Damage & Delay: covers you up to $1,000 per
trip (up to a maximum of $3,000 per policy year for a Multi-Trip
Plan) for loss or damage to your baggage and covers you up to
$500 per trip (up to a maximum pf $1,500 per policy year for a
Multi-Trip Plan) for baggage delay.

o Flight Accident: covers you for $100,000 for death or double
dismemberment, or $50,000 for single dismemberment.

o Travel Accident: covers you for $50,000 for death or double
dismemberment, or $25,000 for single dismemberment.
Ways to Save...

o 15-50% Deductible Discount

o 50% Travel Canada Discount

o Family Coverage (up to age 54)
Do you need to complete a Medical Questionnaire?
Only if you are...

o Age 55-74 and traveling for 18 days or more.

o Age 55-79 and purchasing a Multi-Trip Plan.

o Age 75 or older.