With multiple transactions in the market at any given time, Principal Mortgage Group is constantly active with a variety of lenders. We have solid relationships at critical levels with conventional banks, credit unions, pension funds, insurance companies and private lenders. We know the key lending personnel that can assist us in getting your deal completed. Combined with a comprehensive understanding of their processes, we can provide you with unique insight on current trends in the financing of commercial real estate.
Our goal is to ease the amount of time you spend on your financing requirements and ensure that you meet the critical deadlines of your transaction.We represent you and your business with our commitment of professionalism and integrity.
Owner Occupied
Principal Mortgage Group excels at finding financing for business owners. Our clients include diverse public and private companies in the retail, wholesale, manufacturing, transportation, oil and gas, and tourism industries. Stability, efficiency, and significant cost savings are the most common benefits, and we are eager to help make that possible for you.
The Most Important Thing....
At Principal Mortgage Group, we know that the most important part of owner occupied financing is providing lenders with complete and relevant information. But financing packages are not business plans, and simply providing more information is not the answer. Lenders need to clearly understand your financial information and your businesses’ plan for the future. We help you communicate the unique characteristics of your company and any financial variations that need to be clearly explained and addressed.
The more unanswered questions a lender or credit department has about your transaction, the less likely your deal will proceed in a timely fashion, and the risk of a decline increases. Poor information or an unclear financing request can result in less favourable terms and conditions that are dictated by the lender and not by what is best for the borrower.
We know the questions that lenders are going to ask, and we understand the implications for your business. We take a proactive approach that saves you time and allows you to focus on operating your business. We work hard to secure the terms and conditions that are best for your business and future, and make sure you understand the process.
Investment Financing
If you are an investor in commercial real estate, you understand the important role that financing plays in achieving your profitability. Investors, both large and small, need to ensure that they are successful in acquiring the property they want, with a financing structure that assists in delivering maximum yields.
The Most Important Thing...
Being in the market on a regular basis gives Principal Mortgage Group the advantage of knowing what is happening on a daily basis. We know which lenders are looking for specific property types to round out their lending portfolios, what rates and terms are being offered on other transactions, and which lenders are building their portfolios. We match you with the right lender group, and provide you with options and expertise.
Our team manages the financing process, allowing you to focus on other aspects of the transaction. Our strength lies in our processes and thoroughness when dealing with lenders. We create a competitive environment so that you get optimal terms and conditions, and we save you time. Our investment clients include real estate investment trusts, real estate syndicates, institutional investors, small investor groups and individual investors.
Construction and Development
Developing land and constructing buildings is a demanding and complicated process. Whether you are undertaking these projects to meet your own business needs, or as part of your investment portfolio, our team will assist you with the financing aspects throughout the entire process.
While "the devil is in the details" can be said of all financing transactions, this is doubly true with construction and development deals. These are transactions that involve many other professionals, and the overall financing structure and specific terms and conditions are key factors in the overall success of a project. We act as your financing advisor, allowing you to focus on your other business interests.
Where attention to detail is of paramount importance, having an experienced team to advise you and keep you informed is essential. We have completed a variety of construction and development projects for an array of clients, including manufacturing facilities, multi-tenanted retail power centres, industrial warehousing facilities, single family housing developments, and residential and commercial condominiums.
