Helping Canadians with Personal Finance Since 2006

Learn how to save money, build an investment portfolio, and become financially independent - from a middle-class Canadian who has actually done it!

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moka app new

Moka App Review 2024

By Kornel May 22, 2024

What Is The Moka App? Are you looking for an easy way to save money or build an emergency fund? If you have trouble building…

best brokers canada

Best Canadian Online Brokers – May 2024

By FT May 21, 2024

Now that we’ve hit summer, it’s time to take a look at the latest offerings from Canada’s best online brokerages. As always, our latest Canadian…

Resp Strategy

RESP in Canada – Rules, Eligibility & Optimal Strategy

By FT May 18, 2024

An RESP, or Registered Education Savings Plan, is a registered tax-deferred investment account designed to help pay for a child’s education.  In other words, RESPs…

countries to retire abroad

The Best Countries for Canadians to Retire Abroad

By Kyle Prevost May 11, 2024

A few years ago I never would have considered writing an article about the best countries for a Canadian to retire abroad.   Why would anyone…

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Best High Yield Canadian Stocks 2024

By FT May 4, 2024

Many people love investing in dividend stocks for their predictable income stream. One of our most popular articles is our best Canadian dividend stocks list.…

gic rates canada

Best GIC Rates in Canada 2024

By Kyle Prevost May 4, 2024

The best GIC rates in Canada might be at a peak for the foreseeable future. With the Bank of Canada talking about possibly lowering rates later…

wealth management companies

Wealth Management Companies in Canada 2024

By Kyle Prevost May 2, 2024

My article on the best financial advisors in Canada appears to have triggered a bit of a backlash from Canada’s wealth management companies.   If you’re…

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Best Low Risk Investments in Canada Right Now (May 2024)

By FT May 1, 2024

Most Canadians never stop to consider when low risk investments are the most appropriate use of savings versus when higher-risk long-term investments are the better…

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Best Stock Trading Apps in Canada

By FT April 29, 2024

The best stock trading apps in Canada have really improved since I started Million Dollar Journey seventeen years ago. New fintech companies have really pushed…

About Us

Thanks for Stopping By...

If you’re new around here, I go by Frugal Trader and I started this site back in 2006 to set goals for myself and track my learning progress. Over the last fourteen years, I’ve publicly shared my path to financial freedom, from what discount brokerages and high interest savings accounts I use, to the unique ways I’ve found to save money.

The Million Dollar Journey team is proud to now include writers from all across Canada, representing a diverse array of backgrounds and unique points of view.

If you want to learn more about me and my team, check out our About Page. If you want to learn more about Canadian money stuff like RRSPs, TFSAs, and daily savings tips, start with our Financial Freedom 101 section. Finally, if you want to receive the free eBook I recently wrote about how to organize your Canadian life and portfolio for retirement at any age, just click here to get an instant download.

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"I've completed my million dollar journey...

Want some help with yours?”

Instantly download our free eBook on tips for how to organize your RRSP, TFSA, and other investments, in order to get the most out of your retirement at any age.

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Highest Rated Product Reviews

Community is everything.

Million Dollar Journey.com began back in 2006, and boasts nearly 50,000 comments. Benefit from their collective wisdom and read what our community has to say about Canadian finance in 2024.

We’ve got a ton of information here , and after helping thousands of Canadians get started over the years, I know the information overload can be a bit intimidating.

Every journey begins with just a small step! If you are unsure where to start, check out these index investing strategies or Canadian dividends guide, two of my most useful money making methods over the years. Or read my net worth updates to see  exactly what I did to reach the million dollar mark.

Be good with your money and thanks for being a part of the MDJ Community. Don’t forget to sign up below so that you’ll get our “Monday Morning Coffee” email that will fill you in on the writing we have done that week.

- FT and the Million Dollar Journey Crew