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Travelling for business or pleasure? Expecting visitors from abroad or sponsoring relatives on Super Visa? Ensure you are protected and covered against unpleasent surprises such as medical emergencies, trip cancellation/interruption and lost or stolen baggage. There are a number of coverage options for your specific requirements and budget. As the tag line for a major credit card company says, "Don't leave home without it.". For more on this please........
Life insurance, along with disability insurance and critical illiness coverage, is an important piece of the financial puzzle. Having the right combination of coverage to suit your needs and budget helps create peace of mind. These tools protect one from the financial and emotional stresses caused by illness or disability. They help leave a legacy for loved ones, continuity for business owners and can even be an important wealth creation vehicle. For more on this please.....
As healthcare costs continue to rise the demand for affordable insurance grows. Weather you are an individual (employee, self employed or retiree), family or employer there are a number solutions available for you. These include flexible and affordable health & dental plans for one or many, employee benefit plans and health spending accounts. If you already have a plan in place, that is great. You may want to consider getting a second opinion. For more on this please.....
Yo have probably heard the terms RRSP's, RDSP's, RESP's, TFSA's, segregated funds, high interest accounts, pension plans...What do all these terms mean? Which one is best for you? It can be overwhelming to navigate the myriad of options available. Actually, it is a good problem to have so much choice. The key is to have a plan but where do you start? How do you create a plan to grow and protect your wealth? There is a solution. For more on this please...
It is change, continuing change, inevitable change, that is the dominant factor in society today. No sensible decision can be made any longer without taking into account not only the world as it is, but the world as it will be. - Isaac Asimov, Asimov on Science Fiction, 1983
The world is in a constant state of flux. These changes affect our personal, business and financial life. With the myriad of ever changing financial products in the market, choosing the right insurance and investment product is a real challenge.
Our clientele include individuals and families, business owners, consulting firms (engineering & information technology) and nonprofit organizations based in Ontario Canada. We work with individuals and business owners to evaluate and identify their financial needs and priorities.
Applying the right mix of Life, Disability, Critical Illness insurance and investment options such as Registered Retirement Savings Plans (RRSP's), Tax Free Savings Accounts (TFSA's), Education Savings Plans Vikas helps clients to create customized plans to protect their lifestyle and achieve their unique goals.
Vikas also specializes in providing group benefit and savings plans for employers and affinity groups (e.g. professional associations). We offer cost-effective benefits solutions for employees and members of affinity groups through major carriers.
Choosing the right insurance can be like a complex puzzle. Vikas works with you to put the pieces together and solve your insurance puzzle.
Value, Integrity, Knowledge, Alternatives, Service
Professionalism, Resources, Objectivity, Valuable Insight, Dependability, Excellence, Security
Simplicity, Outstanding Leverage, Unbeatable Terms, Innovative Options, Networks, Solutions
As an independent advisor Vikas has access to many insurers and products for his clients. The insurers include Assumption Life, Blue Cross, BMO, Canada Life, CPP, Empire Life, Equitable Life, Foresters, GMS, Humania, Ivari, La Capitale, Manulife, RBC Insurance, SSQ, Standard Life, Sun Life , Travelance, and UL Mutual
Thanks for visiting vrinsurance.ca. We invite you to send any comments or questions you may have. If we can assist you or your friends or business contacts with any insurance and financial challenges feel free to contact us. In addition, we invite you to check out our blog section for updated information, thoughts and the latest news from Vikas Ramrakha.
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